http://www.scribd.com/doc/89377421/HAFA-Updates Posted via email from North San Diego Homes and Community

Home buyers are unexpectedly finding more competition this spring in landing their dream home. Bidding wars are increasingly being reported in markets across the country, from California to Florida, The Wall Street Journal reports.  “It’s a little surprising because we thought bidding wars were done with,” Andy Aley, a home shopper in Seattle, told The [...]

What can home buyers expect to face this selling season? An improving housing market has made it a different picture in many areas compared to recent years, housing experts say. A recent article at Bankrate.com notes some of the following trends taking shape in the housing market this spring:   1. Fierce competition.  Housing affordability [...]

WASHINGTON — If you’re one of the estimated 11 million homeowners burdened with an underwater mortgage, a new federal policy change could be good news: Starting in June, when you want to do a short sale to shed your mortgage and avoid foreclosure, you may not have to wait for months to hear back from [...]

View Sean Allen Annual Sabre Springs Community Yard Sale 2012 in a larger map Posted via email from North San Diego Homes and Community

The average rate for a 15-year fixed-rate mortgage hit a record low of 3.88 percent for the week ending April 12, according to Freddie Mac. The rate fell .10 percent from the previous week and is .01 percent below the previous 30-year mortgage rate of 3.87 record set in February. The average rate for 15-year [...]

Proactive Parenting: Use These Tips to Help Prevent Children from ever Being Abused By Communications Division SOUTH WILLIAMSPORT, Pa. April 12, 2012 Jill Starishevsky knows the horrors of child abuse better than most – she’s a prosecutor of child abuse and sex crimes in New York City. The mother of three is also the author [...]

HOUSING: ‘This is crazy’: Home ownership cheaper than renting By ERIC WOLFF ewolff@nctimes.com North County Times | Posted: Saturday, April 7, 2012 6:00 pm | (11) Comments Font Size: Default font size Larger font size ANDREW FOULK Liz and Dan Bogdanski of Murrieta, had to short sell their last house, and now are renting the [...]

Email Print On February 9th of this year, both Federal and State officials announced a landmark $26-billion agreement with the nation’s five biggest mortgage servicers, Bank of America, Citibank, JPMorgan Chase, Wells Fargo, and Ally/GMAC, in an effort to settle the many investigations involving foreclosure abuses as well as using this as a means to [...]

Apparently, Winston Churchill loved Paraprosdokians, but what is it? Here is the definition and a few examples: “Figure of speech in which the latter part of a sentence or phrase is surprising or unexpected; frequently used in a humorous situation.” 1. Do not argue with an idiot. He will drag you down to his level [...]